|
|
Expensive
Dental Insurance
|
AmeriPlan
Dental Plus™
|
|
Cost
|
·
$50
to $125 per
month
|
$14.95
individual
$19.95
household
|
|
Family
plan includes
|
Adults
+ children under 21
Adult children each have to have their own
plan
|
Everyone who lives in the house –
regardless of age or relationship all for
only $19.95
|
|
Waiting
Period
|
Up to
1 year before you can use it for some
procedures
|
No
waiting period ever
|
|
Current
or Ongoing Dental Problems
|
Up to
1 year before you can use it for some
pre-existing conditions.
|
Includes
any dental conditions you have – except for
orthodontic work already in
progress
|
Teeth Whitening
Cosmetic Dentistry |
Not covered |
Save money with AmeriPlan |
|
Deductible
|
$50.00
to $100.00 deductible
|
Instant
savings -
Save immediately
|
|
Paperwork
|
Can
involve Insurance claim forms
|
·
Smple - no paperwork
|
|
Annual
Limit
|
$750
to $1500 annual limit
|
·
No annual limits
|
|
Orthodontics
(Braces)
|
Braces
may not be covered. If they are, they may
exceed the annual limit
|
·Orthodontics
included
(children & adults)
|
|
Can
change dentists?
|
Some
plans require you to get permission
first.·
|
Can
change dentist anytime without notice or
permission
|
|
Dental
specialists
|
Specialist
may exceed annual limits
|
·
All specialists included
|
|
Plan
costs
|
·
Premiums continue to rise
|
·Rates
guaranteed for 2 years
|
|
Vision
Pan
|
You
pay extra if available
|
·Included
at no extra charge
|
|
Prescription
Plan
|
You
pay extra if available
|
·Included
at no extra charge
|
|
Chiropractic
Plan
|
You
pay extra if available
|
·Included
at no extra charge
|
